Loss ratios for short-term health plans in 2018

Short-term medical insurers’ loss ratios, which show the percentage of premiums spent on patients’ medical claims, fall far below the average loss ratio among comprehensive major medical plans.
The chart below is interactive: click or touch to see more.

[Chart]

YearPremiums earned (millions)Covered membersMarket share
UnitedHealth Group$41.729,30938.1%
National General Insurance$28.418,11726.0%
Geneve Holdings (IHC Group)$17.521,07516.0%
Blue Cross of Idaho$4.12,9093.8%
Cambia Health Solutions$2.81,2952.6%
Medical Mutual of Ohio$2.71,5652.5%
Spectrum Health$2.71,9512.5%
Blue Cross and Blue Shield of Kansas City$2.62,3212.3%
Blue Cross and Blue Shield of South Carolina$1.31,2211.1%

Notes

Chart excludes one insurer with no covered lives as of Dec. 31, 2018.