INSURERS THAT DOMINATE STATE HEALTHCARE MARKETS

Most states continue to have two insurers that hold at least 50% combined market share.


State Top insurer Market share Second insurer Market share
Alabama BCBS AL 86% UnitedHealth Group 5%
Alaska Premera 46% Aetna 46%
Arizona UnitedHealth Group 30% Aetna 23%
Arkansas BCBS AR 47% UnitedHealth Group 20%
California Kaiser 37% Elevance Health 23%
Colorado UnitedHealth Group 24% Elevance Health 24%
Connecticut Elevance Health 39% UnitedHealth Group 19%
Delaware Highmark 57% CVS (Aetna) 26%
District of Columbia CareFirst 33% UnitedHealth Group 16%
Florida BCBS FL 38% UnitedHealth Group 19%
Georgia Elevance Health 36% Cigna 15%
Hawaii HMSA (BCBS HI) 63% Kaiser 20%
Idaho BC of ID 45% Cambia 13%
Illinois HCSC (BCBS) 61% UnitedHealth Group 14%
Indiana Elevance Health 56% UnitedHealth Group 15%
Iowa Wellmark (BCBS) 49% UnitedHealth Group 28%
Kansas BCBS KS 45% UnitedHealth Group 14%
Kentucky Elevance Health 66% Humana 12%
Louisiana BCBS LA 66% UnitedHealth Group 16%
Maine Elevance Health 50% Point32Health 14%
Maryland CareFirst 46% Cigna 15%
Massachusetts BCBS MA 36% Point32Health 33%
Michigan BCBS MI 67% Corewell (Priority) 12%
Minnesota BCBS MN 46% HealthPartners 17%
Mississippi BCBS MS 54% UnitedHealth Group 17%
Missouri Elevance Health 27% UnitedHealth Group 24%
Montana HCSC (BCBS) 41% Cigna 29%
Nebraska BCBS NE 45% UnitedHealth Group 26%
Nevada UnitedHealth Group 35% Elevance Health 24%
New Hampshire Elevance Health 46% Cigna 19%
New Jersey Horizon BCBS 41% Aetna 25%
New Mexico HCSC (BCBS) 48% Presbyterian 21%
New York UnitedHealth Group 27% Elevance Health 17%
North Carolina BCBS NC 51% UnitedHealth Group 18%
North Dakota BCBS ND 47% Sanford 34%
Ohio Elevance Health 36% Medical Mutual 20%
Oklahoma HCSC (BCBS) 56% UnitedHealth Group 15%
Oregon Cambia 21% Cigna 20%
Pennsylvania Highmark 27% Aetna 17%
Rhode Island BCBS RI 42% UnitedHealth Group 28%
South Carolina BCBS SC 63% UnitedHealth Group 13%
South Dakota Avera Hlth 35% Wellmark (BCBS) 30%
Tennessee BCBS TN 41% Cigna 27%
Texas HCSC (BCBS) 39% UnitedHealth Group 20%
Utah Intermountain 44% Cambia 14%
Vermont BCBS VT 55% Cigna 24%
Virginia Elevance Health 44% Aetna 13%
Washington Kaiser 23% Premera 22%
West Virginia Highmark 55% Cigna 13%
Wisconsin UnitedHealth Group 26% Elevance Health 21%
Wyoming Cigna 41% BCBS WY 32%

Notes

Percentages are derived from combined PPO, HMO, POS and exchange markets